Enroll in Health Insurance
- See if you qualify for a Special Enrollment Period
- Coverage options outside Open Enrollment
- Marketplace tips
- Dental coverage
- Medicaid & CHIP
- How to apply and enroll
- Picking a plan
Change or cancel plans
Saving Money
How To...
More Details If You...
- Just had a baby or adopted
- Are under 30
- Have/offered job-based insurance
- Are self-employed
- Are unemployed
- Qualify for Medicare
Taxes, Fees & Exemptions
Individual Coverage Health Reimbursement Arrangement
A type of Health Reimbursement Arrangement that reimburses medical expenses, like monthly premiums, and requires eligible employees and dependents to have individual health insurance coverage or Medicare Parts A (Hospital Insurance) and B (Medical Insurance) or Part C (Medicare Advantage) for each month they are covered by the individual coverage HRA.
An employer can offer an individual coverage HRA instead of other job-based insurance that meets requirements for affordability and minimum value standards.
Employees and dependents with an individual coverage HRA offer qualify for premium tax credits only if the employer’s offer doesn’t meet minimum standards for affordability, and they opt out of individual coverage HRA coverage.