Skip to main content

An official website of the United States government

Here's how you know

Policy year

A 12-month period of benefits coverage under an individual health insurance plan. This 12-month period may not be the same as the calendar year. To find out when your policy year begins, you can check your policy documents or contact your insurer. (Note: In group health plans, this 12-month period is called a โ€œplan yearโ€).