- The Marketplace and You
What do military veterans need to know about the Marketplace?
If you're enrolled in TRICARE or the Veterans health care program, you're considered covered under the health care law. You don't need to make any changes.
If you’re a veteran who isn’t enrolled in VA benefits or other veterans' health coverage, you can get coverage through the Health Insurance Marketplace.
Depending on your household size and income, you may be able to get lower costs on monthly premiums and out-of-pocket costs on private insurance. Or you may qualify for free or low-cost coverage through Medicaid or the Children's Health Insurance Program (CHIP).
If you don't have health coverage, you may have to pay a fine.
Veterans programs that meet coverage requirements
If you're enrolled in (or are a beneficiary of) any of the programs listed below, you’re considered to have minimum essential coverage under the health care law. You don't need to get additional coverage:
- Veterans health care program
- VA Civilian Health and Medical Program (CHAMPVA)
- Spina bifida health care benefits program
If you're a veteran without VA health care, visit the VA health care website. You may learn that you qualify for VA coverage.
For more important information on veterans and the Affordable Care Act, visit the Department of Veterans Affairs website.
If your dependents aren't covered
If you're a veteran enrolled in (or are a beneficiary of) a VA health care program, you may have dependents who are not eligible for a VA health care program. They may use the Health Insurance Marketplace to get coverage.
Depending on household size and income, they may get lower costs on monthly premiums or out-of-pocket costs. Or they could be eligible for free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP).
Like others, if they don't have health insurance coverage, they may have to pay a fine.