What do military veterans need to know about the Marketplace?



If you're enrolled in TRICARE or the Veterans health care program, you're considered covered under the health care law. You don't need to make any changes.

If you’re a veteran who isn’t enrolled in VA benefits or other veterans' health coverage, you can get coverage through the Health Insurance Marketplace.

Important. Marketplace Open Enrollment ended March 31. You can still buy a Marketplace health plan only if you qualify for a special enrollment period. You can apply for Medicaid and CHIP any time. Learn about special enrollment periods and other coverage options after Open Enrollment. Open Enrollment for 2015 coverage starts November 15, 2014.

Depending on your household size and income, you may be able to get lower costs on monthly premiums and out-of-pocket costs on private insurance. Or you may qualify for free or low-cost coverage through Medicaid or the Children's Health Insurance Program (CHIP).

If you don't have health coverage, you may have to pay a fee.

Veterans programs that meet coverage requirements

If you're enrolled in (or are a beneficiary of) any of the programs listed below, you’re considered to have minimum essential coverage under the health care law. You don't need to get additional coverage:

If you're a veteran without VA health care, visit the VA health care website. You may learn that you qualify for VA coverage.

For more important information on veterans and the Affordable Care Act, visit the Department of Veterans Affairs website.

If your dependents aren't covered

If you're a veteran enrolled in (or are a beneficiary of) a VA health care program, you may have dependents who are not eligible for a VA health care program. They may use the Health Insurance Marketplace to get coverage.

Depending on household size and income, they may get lower costs on monthly premiums or out-of-pocket costs. Or they could be eligible for free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP).

Like others, if they don't have health insurance coverage, they may have to pay a fee.

Note: TRICARE's young adult coverage rules are different from the Affordable Care Act’s version

TRICARE's young adult coverage option is different from the Affordable Care Act's under-26 rules. Eligibility ages, benefits, and other details differ.