What are my birth control benefits?



Plans in the Health Insurance Marketplace must cover contraceptive methods and counseling for all women, as prescribed by a health care provider.

These plans must cover the services without charging a copayment, coinsurance, or deductible when they are provided by an in-network provider.

Covered contraceptive methods

All Food and Drug Administration-approved contraceptive methods prescribed by a woman’s doctor are covered, including:

  • Barrier methods (used during intercourse), like diaphragms and sponges
  • Hormonal methods, like birth control pills and vaginal rings
  • Implanted devices, like intrauterine devices (IUDs)
  • Emergency contraception, like Plan B® and ella®
  • Sterilization procedures
  • Patient education and counseling

Plans aren’t required to cover:

  • Drugs to induce abortions
  • Services related to a man’s reproductive capacity, like vasectomies

For more information about specific contraceptive services your plan covers, check your plan’s materials or ask your employer or benefits administrator.