Plans in the Health Insurance Marketplace must cover contraceptive methods and counseling for all women, as prescribed by a health care provider.
FDA-approved contraceptive methods prescribed by a woman’s doctor are covered, including:
Plans aren’t required to cover drugs to induce abortions and services for male reproductive capacity, like vasectomies.
TIP To be sure if a specific method is covered by your plan, check your plan’s materials or ask your employer or benefits administrator.
Health plans sponsored by certain exempt religious employers, like churches and other houses of worship, don’t have to cover contraceptive methods and counseling.
If you work for an exempt religious employer and use contraceptive services, you may have to pay for them out-of-pocket. Contact your employer or benefits administrator for more information.
Some non-profit religious organizations — like non-profit religious hospitals and institutions of higher education that certify they have religious objections to contraceptive coverage — don’t have to contract, arrange, pay, or refer for contraceptive coverage.
Contact your employer or health plan to learn more.