January 22, 2015

Form 1095-A and your tax return

If you or anyone in your household enrolled in a health plan through the Health Insurance Marketplace in 2014, this tax season you’ll get a new Form 1095-A — Health Insurance Marketplace Statement. You’ll get it in the mail by early February and use it to file your 2014 federal income tax return. Keep it with other important tax information, like your W-2 forms and other tax records.

When you get Form 1095-A, make sure the information matches your records. Check things like coverage start and end dates and the number of people in your household. If you think anything’s wrong, contact the Marketplace Call Center.

What’s on Form 1095-A?

• Information about anyone in your household who enrolled in a health plan through the Health Insurance Marketplace for 2014.
• Information about the monthly premiums you paid to your health plan.
• The amount of any advance payments of the premium tax credit that were paid to your health plan in 2014. These are the credits that lowered what you paid in monthly premiums.
• The cost of a "benchmark" premium that your premium tax credit is based on. You won’t get this form if you have health coverage through a job or programs like Medicaid, Medicare, or the Children’s Health Insurance Program (CHIP). You may get more than one Form 1095-A if anyone in your household switched plans in 2014 or reported life changes. You’ll get a Form 1095-A even if you had Marketplace coverage for only part of 2014.

You can download copies of Form 1095-A through your Marketplace account, where they may be available before you get your copy in the mail.

Need help? For more information about how health coverage will affect your taxes, visit HealthCare.gov/taxes/.