If you had a Marketplace plan without premium tax credits

FYI: Form 1095-A & your federal taxes

  • You should get your 1095-A form by mail no later than mid-February. (It may be available in your HealthCare.gov account as soon as mid-January.) Once you have it, follow the steps below.

  • You must file a federal tax return for 2016 — even if you usually don't file or your income is below the level requiring you to.

  1. Get your Form 1095-A, Health Insurance Marketplace Statement

  2. Make sure information on your 1095-A is right

    • Verify basic information about health plan and household members on Parts I and II of the form. See errors? Contact the Marketplace Call Center.
    • If you paid full price for your health plan, Part III, column C should be blank or have the number "0."
  3. If you paid full price and are sure you don't qualify for a premium tax credit

    • You don’t have to fill out or include Form 8962, Premium Tax Credit, when you file your federal taxes.
    • Keep your Form 1095-A with your other tax records.
  4. If you paid full price and want to see if you qualify for a premium tax credit based on your final 2016 income

    • Use the Health Coverage Tax Tool when it’s available later in January to find the premium for the second lowest cost Silver plan (SLCSP) that applied to you for 2016. (If you paid full price, this information won’t appear on your 1095-A.)
    • Use this SLCSP figure to fill out Form 8962, Premium Tax Credit (PDF). You'll find out if you qualify for a premium tax credit based on your final 2016 income.
    • If you qualify, your credit will either increase your 2016 refund or reduce your tax owed.

Health care tax resources

Tax guides and tools

Tax forms and instructions

More than one coverage status?

If you were enrolled in a Marketplace plan without premium tax credits for only part of 2016, or other family members had different coverage, visit the relevant pages below.

See what to do for: