If you had a Marketplace plan without the premium tax credit
1. Get your Form 1095-A, Health Insurance Marketplace® Statement
- Log into your account (select your 2023 application, not your 2024 application, and select "Tax Forms.") You'll also get a copy by mail.
- Don’t file your 2023 taxes until you have an accurate 1095-A.
- Learn how to find and use your 1095-A.
2. Make sure your 1095-A is correct — and if not, call us
- Check basic information about your health plan and household members on Parts I and II of the form.
- If you paid full price for your health plan, Part III, Column C should be blank or "0."
- Find errors? Contact the Marketplace Call Center.
3. If you paid full price and are sure you don't qualify for the premium tax credit
- You don’t have to fill out or include Form 8962, Premium Tax Credit, when you file your federal taxes.
- Keep your Form 1095-A with your other tax records.
4. If you paid full price and want to check if you qualify for the premium tax credit based on your final 2023 income
- Use our tax tool to find the premium for the that applied to you for 2023. (If you paid full price, this information won’t appear on your 1095-A.)
- Use the SLCSP figure to fill out Form 8962, Premium Tax Credit (PDF, 110 KB). You'll find out if you qualify for the premium tax credit based on your final 2023 income.
- If you qualify, your credit will either increase your 2023 refund or reduce your tax owed.
Health care tax resources
Tax guides and tools
- Guide to using Form 1095-A
- IRS information on Form 1095-A
- Health coverage tax tool (use only if your second lower cost Silver plan is missing or wrong)
Tax forms and instructions
- Form 1040, U.S. Individual Income Tax Return (PDF, 147 KB) and Form 1040 instructions (PDF, 4.1 MB)
- Form 8962, Premium Tax Credit (PDF, 110 KB) and Form 8962 instructions (PDF, 348 KB)
More than one type of coverage?
If you had a Marketplace plan without the premium tax credit for only part of 2023, or other household members had different coverage, select the other coverage: