Skip to main content

An official website of the United States government

Here's how you know

Grace period

A short period โ€” usually 3 months โ€” after your monthly health insurance premium payment is due. Pay all owed premiums during the grace period to avoid losing your health coverage.
The grace period for health insurance premium payments is usually 3 months if both of the following are true:
  • You have a Marketplace plan and use the
  • Youย paid at least one full month's premium during the benefit year.
The length of your grace period may be different if you donโ€™t use the premium tax credit. Contact your state Department of InsuranceThis link goes to an external site

You are leaving

You're about to connect to a third-party site. Select CONTINUE to proceed or CANCEL to stay on this site.

Learn more about links to third-party sites.

for information on grace periods in your state.