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Qualified health plan

An insurance plan thatโ€™s certified by the Health Insurance Marketplaceยฎ, provides essential health benefits, follows established limits on cost-sharing (like deductibles, copayments, and out-of-pocket maximum amounts), and meets other requirements under the Affordable Care Act. All qualified health plans meet the Affordable Care Act requirement for having health coverage, known as โ€œminimum essential coverage.โ€