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Qualifying health coverage

Any health insurance that meets the Affordable Care Act requirement for coverage. The fee for not having health insurance no longer applies. This means you no longer pay a tax penalty for not having health coverage.
Examples: individual plans, including Marketplace plans; job-based plans; Medicare; and Medicaid & CHIP.
A more complete list of qualifying health coverage:
  • Any health plan brought through the Health Insurance Marketplace®
  • Most individual plans bought outside the Marketplace, if they meet the standards for qualified health plans
  • Medicare Part A (Hospital Insurance) or Medicare Advantage Plan (Part C) (but Medicare Part B (Medical Insurance) and Medicare drug coverage (Part D) by themselves don’t count)
  • Medicaid (except limited coverage plans)
  • The Children's Health Insurance Program (CHIP)
  • Coverage under a parent's plan
  • Most student health plans (ask your school if the plan counts)
  • TRICARE
  • Plans sold through the Small Business Health Insurance Program (SHOP) Marketplace
  • Health coverage for Peace Corps volunteers
  • Certain types of veterans health coverage through the Department of Veterans Affairs
  • Any "grandfathered" individual insurance plan you’ve had since March 23, 2010, or earlier
  • Department of Defense Nonappropriated Fund Health Benefits Program
  • Refugee Medical Assistance
  • State high-risk pools for plan or policy years that started on or before December 31, 2014 (check with your high-risk pool plan to see if it counts as qualifying health coverage)

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