Starting with the 2019 plan year (for which you’ll file taxes by July 15, 2020), the penalty no longer applies. (The fee is sometimes called the “Shared Responsibility Payment” or “mandate.”) If you don’t have coverage during 2019 or later, you don’t need an exemption in order to avoid the penalty.
Through the 2018 plan year, if you qualify for a health coverage exemption, you don’t have to pay the fee for the months you didn’t have health coverage.
Find 2018 health coverage exemptions that may work for you
Answer a few questions to see health coverage exemptions that may apply to you for the 2018 plan year. We’ll tell you how to apply for each one.
Exemptions for 2019 and beyond
Below are health coverage exemptions for the 2018 tax year.
- You can claim most exemptions when filing your 2018 federal income tax return (which you probably filed in April 2019).
- In a few cases you need to fill out an application and mail it to the Marketplace. These are marked “application required” below.
Exemptions for 2018, forms & how to apply
Follow the links below for exemption details, application forms, and instructions.
Health coverage-related exemptions
Group membership exemptions
- You’re incarcerated (serving a term in prison or jail). Get details about the incarceration exemption.
- You’re a U.S. citizen living abroad, a certain type of non-citizen, or not lawfully present. (Learn more about the definition of “lawfully present.”) Get details about this exemption.
- A member of your tax household was born or adopted during the year. This exemption applies only to the month of the event and the month before. You can claim this exemption only if you’re also claiming another exemption.
- A member of your tax household died during the year. This exemption applies only to the month of the death and the month before. You can claim this exemption only if you’re also claiming another exemption.