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Subsidized coverage

Health coverage available at reduced or no cost for people with incomes below certain levels.
Examples of subsidized coverage include Medicaid and the Childrenโ€™s Health Insurance Program (CHIP). Marketplace insurance plans with premium tax credits are sometimes known as subsidized coverage too.
  • In states that have expanded Medicaid coverage, your household income must be below 138% of the federal poverty level (FPL) to qualify.
  • In all states, your household income must be between 100% and 400% FPL to qualify for a premium tax credit that can lower your insurance costs.
  • If your income is at or below 150% FPL, you may qualify to enroll in or change Marketplace coverage through a Special Enrollment Period.
  • If your income is above 400% FPL, you may still qualify for savings on a 2022 Marketplace health insurance plan.

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