Skip to main content

An official website of the United States government

Here's how you know

Special enrollment opportunities

Get or change coverage outside of Open Enrollment

Warning:
Get ready for Open Enrollment
 
Starting November 1, you can apply for 2025 coverage or update your application with any changes you expect for the year ahead. Get ready now.
If you missed Open Enrollment (November 1-January 15), you may still be able to get health coverage if you qualify for a
or apply for coverage through
or the
.

Qualify for a Special Enrollment Period

You may qualify for a Special Enrollment Period due to a 
, like losing other coverage, getting married, having a baby, or based on estimated household income.
To get coverage, you need to apply. Create a Marketplace account (or log into your existing one) to start your application. Before you apply, you can preview plans and prices.
If you already have Marketplace coverage, learn how to report a change. Once you update your application, your Eligibility Results will tell you if you qualify for a Special Enrollment Period to switch plans.

Apply for Medicaid or the Children’s Health Insurance Program (CHIP)

You can apply for free or low-cost coverage through Medicaid and CHIP any time, all year. If you qualify, you can enroll immediately.