For most people, the deadline to enroll in or change a 2018 health insurance plan has passed. But you may still be able to enroll for the rest of 2018 two ways: with a Special Enrollment Period or through Medicaid or the Children's Health Insurance Program (CHIP).

2 ways to get 2018 health insurance

With a Special Enrollment Period

• If you experience certain types of life changes — like losing health coverage, getting married, or having a baby — you may qualify for a Special Enrollment Period to enroll in a Marketplace plan for the rest of 2018.

  • Start an application. If you already know you qualify, start an application now or log in to an existing account.
  • Before you apply, you can preview 2018 plans and prices. Answer a few questions to see plans and estimated prices based on your income.

• See life events that may qualify you for a Special Enrollment Period.

If you don’t qualify to enroll with a Special Enrollment Period, you'll have to wait until the next Open Enrollment Period (November 1–December 15, 2018) to enroll in a health plan for 2019.

Through Medicaid or the Children’s Health Insurance Program (CHIP)

• You can apply for free or low-cost coverage through Medicaid and CHIP any time, all year. If you qualify, you can enroll immediately.
• See if you may qualify for Medicaid and CHIP before you apply. When you visit the page select the second button, answer a few questions, and we’ll tell you if it looks like you may qualify.
• Learn how to apply for Medicaid and CHIP.