Still need 2016 coverage?

Open Enrollment for a 2016 health plan is over. In some cases, you still may be able to get coverage this year.

Two ways to get coverage for 2016:

1. With a Special Enrollment Period

If you experience a life change — like getting married, having a baby, or losing health coverage — that qualifies you for a Special Enrollment Period, you may be able to enroll in a Marketplace plan outside Open Enrollment.
- Not sure if you qualify? Just answer a few questions to find out.
- Already know you do? To start an application, visit the screener landing page and select the third button. You may be asked to submit documents to verify your eligibility.
Learn about all the life events and other situations that may qualify you for a Special Enrollment Period..

2. Through Medicaid or the Children’s Health Insurance Program (CHIP)

You can apply for free or low-cost coverage through Medicaid and CHIP any time, all year. If you qualify, you can enroll now.
Learn how to apply for Medicaid and CHIP.

IMPORTANT If you don’t qualify for either kind of coverage now, Open Enrollment for 2017 Marketplace health insurance starts November 1, 2016. Coverage can start as soon as January 1, 2017. You can sign up to get reminders so you don't miss deadlines or other important information.

Exception: Indian tribes and Alaska natives

Members of federally recognized tribes and Alaska Native shareholders can enroll in Marketplace coverage any time of year. They can change plans as often as once a month.
Learn more about enrollment options for members of federally recognized tribes and Alaska Native shareholders.