How to cancel your Marketplace plan

You may need to end your Marketplace plan if you get other health coverage, or for another reason.

IMPORTANT: Don't end your Marketplace plan until you know for sure when your new coverage starts. Once you end Marketplace coverage, you can’t re-enroll until the next annual Open Enrollment Period (unless you qualify for a Special Enrollment Period).

  • If you’re ending coverage for everyone on the application, your termination can take effect as soon as 14 days from the day you cancel. Your health insurance company will collect premiums for this final two-week period of coverage. You can set the Marketplace coverage end date to a day more than 14 days in the future – like if you know your new coverage will start on the first day of the following month, and that’s more than two weeks away.

  • If you’re ending coverage for just some people on the application, in most cases their coverage will end immediately. In some cases, coverage will not end immediately, including when the household members who remain enrolled in coverage qualify for a Special Enrollment Period.

When and how to end your Marketplace plan depends on your situation. Select the reason you’re ending coverage below for step-by-step instructions.