Your 2019 health insurance letters

If you had a 2018 Marketplace insurance plan, you will get (or may already have) two 2019 re-enrollment letters: one from your insurance company and one from the Health Insurance Marketplace. They may come by email or postal mail. You should get them by November 1.

Your Health Insurance Marketplace letter includes:

  • Anything you must do to get a premium tax credit for 2019. You may have to send documents, like tax or income information.
  • How to update your application to make sure you get the right savings for the year

Your insurance company letter includes:

  • Whether your 2018 plan is available in 2019.
  • If not, whether the company is offering you a similar or alternate plan.
  • Any changes to the plan for 2019.
  • The 2019 premium, after any premium tax credit has been applied. The tax credit may be based on your 2018 information or on information the Marketplace has from other sources.

More answers: Your 2019 health insurance letters

What if I didn't get a Health Insurance Marketplace notice?

Contact the Marketplace Call Center. Before you call, log in to your Marketplace account and check your messages. The notice may be there.

What if I don't get a notice from my insurance company?

Contact your insurance company, not the Marketplace. The notice should arrive by November 1.

How will I know when I've been automatically enrolled in a plan?

If you haven't updated your application and confirmed your plan selection by December 15, you'll get a letter from the Marketplace saying if you've been successfully enrolled in a new plan or not.