If you had a 2016 Marketplace insurance plan, you will get (or may already have) two 2017 re-enrollment letters: one from your insurance company and one from the Health Insurance Marketplace. They may come by email or postal mail. You should get them by November 1.

Together they explain your status and options for 2017 health insurance coverage.

Your Health Insurance Marketplace letter

The letter from the Health Insurance Marketplace will include:

  • Any actions you must take to get a premium tax credit for 2017. This may mean you have to send documents, like tax or income information.
  • How to update your application for 2017 to make sure you get the right premium tax credit for the year.

Your insurance company letter

The letter from your health insurance company will include:

  • Whether your 2016 plan is available in 2017.
  • If not, whether the company is offering you a similar or alternate plan.
  • Any changes to the plan for 2017.
  • The 2017 premium, after any premium tax credit has been applied. The tax credit may be based on your 2016 information or on information the Marketplace has from other sources.
  • Whether you’ll be automatically enrolled if you don’t take action by December 15.


Be sure to keep your Health Insurance Marketplace and insurance company letters in a safe place and have them handy when you enroll in 2017 health coverage.

More answers: Re-enrollment letters

What if I don’t get a Health Insurance Marketplace notice?

After October 31 contact the Marketplace Call Center. Before you call, log in to your Marketplace account and check the messages. The notice may be there.

What if I don’t get a notice from my insurance company?

Contact your insurance company, not the Marketplace. It should arrive by November 1.

How will I know when I’ve been automatically enrolled?

If you haven't updated your application and confirmed your plan selection by December 15, you’ll get a letter from the Marketplace between December 16 and January 1. It will tell you that you’ve been automatically enrolled and explain how to update and change plans.