Health care tax forms, instructions & tools

Form 8962, Premium Tax Credit

If you had Marketplace insurance and used premium tax credits to lower your monthly payment, you must file this health insurance tax form with your federal income tax return. You’ll use this form to “reconcile” — to find out if you used more or less premium tax credit than you qualify for. (Premium tax credits are sometimes known as “subsidies,” “discounts,” or “savings.”)

Form 1095-A, Health Insurance Marketplace Statement

This form includes details about the Marketplace insurance you and household members had in 2018. You’ll need it to complete Form 8962, Premium Tax Credit.

Health coverage tax tool

You’ll need to use this tool only if one of these applies:

Go to the health coverage tax tool.

Health coverage exemptions

Most people must have health coverage or pay a fee. In some cases, like if you couldn’t afford insurance or had certain life circumstances, you may be able to claim an exemption from the requirement. If you qualify for an exemption, you don’t have to pay the penalty.

You can claim some exemptions on your federal income tax return. For others you must complete Form 8965, Health Coverage Exemptions.

The penalty for not having health coverage

Most people must have health coverage or pay a penalty (also known as the “fee,” “fine,” or “individual mandate”).

Get help filing your 2018 federal tax return