When you lose job-based insurance, you may be offered COBRA continuation coverage by your former employer.

See 2017 plans and prices to compare them to your COBRA coverage or offer.

If you already have COBRA coverage

If you’re already enrolled in COBRA, you may have options in the Marketplace.

Can you change from COBRA to a Marketplace plan?

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If your COBRA is running out If you’re ending COBRA early If your COBRA costs change because your former employer stops contributing and you must pay full cost

During Open Enrollment

Yes, you can change.

Yes, you can change.

Yes, you can change.

Outside Open Enrollment

Yes, you can change — you qualify for a Special Enrollment Period.

No, you can’t change until the next Open Enrollment Period, your COBRA runs out, or you qualify for a Special Enrollment Period another way.

Yes, you can change — you qualify for a Special Enrollment Period.

More answers

Does COBRA count as qualifying health coverage (or "minimum essential coverage")?

Yes. This means if you have COBRA coverage you don’t have to pay the fee that people without coverage must pay.

What if I already signed up for COBRA but it’s too expensive?

Your options depend on whether it’s during the annual Open Enrollment Period and whether the cost for you has recently changed. See the COBRA options chart.

Can I switch from COBRA to Medicaid outside Open Enrollment?

You can apply for and enroll in Medicaid any time. If you qualify, you can drop your COBRA coverage early. See if you may qualify for Medicaid and CHIP.