No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits.
Health insurance protects you from unexpected, high medical costs.
You get free preventive care, like vaccines, screenings, and check-ups, even before you meet your deductible.
If you have a Marketplace plan or other qualifying coverage, you don’t have to pay the fee that many people who don’t have coverage must pay.