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A standard of minimum coverage that applies to job-based health plans. If your employer’s plan meets this standard and is considered “affordable,” you won’t be eligible for a premium tax credit if you buy a Marketplace insurance plan instead.
A health plan meets the minimum value standard if both of these apply:
To find out if your job-based plan meets the minimum value standard, ask your employer. You can also ask them to fill out the Employer Coverage Tool (PDF).