Quick Check Chart: Do I qualify to save on health insurance coverage?



Find out which savings programs you may qualify for: Find your household size and estimated 2014 income on the list below. (You can use adjusted gross income as a rough estimate, but learn about important details.)

If your state isn’t expanding Medicaid, be sure to apply for Medicaid anyway. You may qualify under your state’s current rules.

(Note: The figures below apply to residents of the continental U.S. Dollar amounts in Alaska and Hawaii are higher.)

If you are the only person in your household:

  • If your yearly income is between $11,490 and $45,960, you may qualify for lower premiums on a Marketplace insurance plan.
  • If your yearly income is between $11,490 and $28,725, you may qualify for lower premiums and out-of-pocket costs for Marketplace insurance.
  • If your yearly income is below $16,105 and your state is expanding Medicaid, you may qualify for Medicaid coverage.
  • If your yearly income is below $11,490 and your state isn’t expanding Medicaid, you may not qualify for any Marketplace savings programs.

If there are 2 people in your household:

  • If your yearly income is between $15,510 and $62,040, you may qualify for lower premiums on a Marketplace insurance plan.
  • If your yearly income is between $15,510 and $38,775, you may qualify for lower premiums and out-of-pocket costs for Marketplace insurance.
  • If your yearly income is below $21,707 and your state is expanding Medicaid, you may qualify for Medicaid coverage.
  • If your yearly income is below $15,510 and your state isn’t expanding Medicaid, you may not qualify for any Marketplace savings programs.

If there are 3 people in your household:

  • If your yearly income is between $19,530 and $78,120, you may qualify for lower premiums on a Marketplace insurance plan.
  • If your yearly income is between $19,530 and $48,825, you may qualify for lower premiums and out-of-pocket costs for Marketplace insurance.
  • If your yearly income is below $27,310 and your state is expanding Medicaid, you may qualify for Medicaid coverage.
  • If your yearly income is below $19,530 and your state isn’t expanding Medicaid, you may not qualify for any Marketplace savings programs.

If there are 4 people in your household:

  • If your yearly income is between $23,550 and $94,200, you may qualify for lower premiums on a Marketplace insurance plan.
  • If your yearly income is between $23,550 and $58,875, you may qualify for lower premiums and out-of-pocket costs for Marketplace insurance.
  • If your yearly income is below $32,913 and your state is expanding Medicaid, you may qualify for Medicaid coverage.
  • If your yearly income is below $23,550 and your state isn’t expanding Medicaid, you may not qualify for any Marketplace savings programs. below

If there are 5 people in your household:

  • If your yearly income is between $27,570 and $110,280, you may qualify for lower premiums on a Marketplace insurance plan.
  • If your yearly income is between $27,570 and $68,925, you may qualify for lower premiums and out-of-pocket costs for Marketplace insurance.
  • If your yearly income is below $38,516 and your state is expanding Medicaid, you may qualify for Medicaid coverage.
  • If your yearly income is below $27,570 and your state isn’t expanding Medicaid, you may not qualify for any Marketplace savings programs.

If there are 6 people in your household:

  • If your yearly income is between $31,590 and $126,360, you may qualify for lower premiums on a Marketplace insurance plan.
  • If your yearly income is between $31,590 and $78,975, you may qualify for lower premiums and out-of-pocket costs for Marketplace insurance.
  • If your yearly income is below $44,119 and your state is expanding Medicaid, you may qualify for Medicaid coverage.
  • If your yearly income is below $31,590 your state isn’t expanding Medicaid, you may not qualify for any Marketplace savings programs.

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