If you work part-time and can’t get job-based health insurance, you can buy health insurance in the Health Insurance Marketplace®. You may qualify for savings based on your income.
Employers aren’t required to provide health insurance for part-time employees, even if they provide coverage for full-time employees.
If your employer doesn’t offer you insurance coverage, you can fill out an application through the Marketplace. You’ll find out if you qualify for:
You’ll learn if you qualify for these options when you fill out a Marketplace insurance application.
If you’re offered health coverage by your employer, you can buy insurance through the Marketplace instead. But you may not qualify for a premium tax credit and other savings based on your income.
You’ll be eligible for savings only if the insurance your employer offers isn’t considered affordable or doesn’t meet certain minimum standards. Learn how to find out if your job-based offer meets these standards.
It depends on whether the coverage is offered to spouses and dependents.
Learn how to determine if the employer’s insurance is affordable and meets minimum standards.