This page applies if you were enrolled in a health plan through the Marketplace and used premium tax credits to lower your monthly payments. (Premium tax credits are sometimes called "subsidies," "discounts," or "savings.")

Note: you must file a federal tax return for 2015 — even if you usually don’t file or your income is below the level requiring you to.

Get your Form 1095-A, Health Insurance Marketplace Statement

• Find it in your HealthCare.gov account (select your 2015 application, not your 2016 application, and select "Tax Forms" from the menu on the left) or by U.S. Mail.
• Can't find it? Here is how you can find your Form 1095-A. If you're still having problems, contact the Marketplace Call Center, not the IRS.
• Learn how to use your 1095-A.

Make sure information on your 1095-A is right

• Verify basic information about health plan and household members on Parts I and II of the form. See errors? Contact the Marketplace Call Center.
• Make sure the premium for your second lowest cost Silver plan (SLCSP) is correct.
• If it’s not, use this tax tool to get your SLCSP premium.

Fill out Form 8962 to "reconcile"

• Use the information from your 1095-A to fill out Form 8962, Premium Tax Credit.
• Use Form 8962 to “reconcile” your premium tax credit — to compare the amount you used in 2015 to lower your monthly insurance payment with the actual premium tax credit you qualify for based on your final 2015 income. If there’s a difference, it will affect the amount of your refund or your tax bill.
• See a step-by-step guide to reconciling your premium tax credit.

Attach Form 8962 when you file your federal income tax return

• Don't attach your 1095-A to your return. Keep it with your other tax documents.

Health care tax resources

Tax guides and tools

• Printable guide to using Form 1095-A
• IRS information on Form 1095-A
• Step-by-step guide to reconciling your premium tax credit
• Health coverage tax tool (use only if your SLCSP is missing or wrong)

If you were enrolled in a Marketplace plan with premium tax credits for only part of 2015

See what to do if:

• You were enrolled in a Marketplace plan for part of the year without premium tax credits
• You had a job-based coverage for part of the year
• You had other coverage for part of the year
• You had no coverage for part of the year