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- See if your small business qualifies
- Why use the SHOP Marketplace?
- Does your business qualify for SHOP?
- Small Business Health Insurance Tax Credit
- How to sign up for SHOP coverage
- How to work with an agent or broker
- Offering dental insurance
- Insurance for multiple locations & businesses
- Minimum participation rates
- Appeal a SHOP Marketplace decision
- Additional resources for employers
- What's new for 2018
- Browse All Topics >
Enroll in Health Insurance
- See if you qualify for a Special Enrollment Period
- Coverage options outside Open Enrollment
- Marketplace tips
- Dental coverage
- Medicaid & CHIP
- How to apply and enroll
- Picking a plan
Change or Update
More Details If You...
- Just had a baby or adopted
- Are under 30
- Have/offered job-based insurance
- Are self-employed
- Are unemployed
- Qualify for Medicare
Taxes, Fees & Exemptions
Job-based coverage for 2016
This page applies if you had health insurance through a job, a retiree health plan, the Small Business Health Options Program (SHOP), or COBRA.
Depending on what kind of coverage you had, you may get:
- Form 1095-B, Health Coverage
- Form 1095-C, Employer-Provided Health Insurance Offer and Coverage
IMPORTANT Enrolled in coverage through the SHOP Marketplace? The SHOP Marketplace doesn’t provide 1095 tax forms. For questions about your 1095 tax forms, contact your employer or your insurance company for assistance.
If you don’t receive either form, don’t worry. Some employers don’t provide either form to their employees. You don’t need to have one in order to file your taxes.
If you receive Form 1095-B or Form 1095-C
- You should have it by the first week of April.
- Read Parts II and IV on Form 1095-B or Parts II and III on Form 1095-C to find information about:
- Your job-based insurance offer and 2016 coverage
- Covered individuals and the months they had coverage
- Get more information about Forms 1095-B or 1095-C from the IRS.
Complete your tax return
If you and your dependents were covered by job-based health insurance for all months of 2016:
- Check the “Full-year coverage” box on your federal income tax form.
- You can find it on Form 1040 (PDF), line 61.
- You can find it on Form 1040A (PDF), line 38.
- You can find it on Form 1040EZ (PDF), line 11.
Don't delay filing your taxes only because you didn't get Form 1095-B or 1095-C.
If you got Form 1095-B or 1095-C, don't include it with your tax return. Save it along with your other tax documents.
Health care tax resources
1095-B and 1095-C information and sample forms:
- Questions and answers about Forms 1095-B or 1095-C from the IRS
- Form 1095-B, Health Coverage (sample only) (PDF)
- Form 1095-C, Employer-Provided Health Insurance Offer and Coverage (sample only) (PDF)
If you had job-based coverage for only part of 2016
See what to do if: