2016 taxes & the Health Insurance Marketplace

No health coverage for 2016

This page applies if you had no health coverage for all or most of 2016.

If you weren’t enrolled in qualifying health coverage for all or part of 2016, you must either claim a health coverage exemption or pay a fee with your federal income tax return.

FYI: If you didn’t have health coverage for only 1 or 2 consecutive months of the year, you may not have to pay the fee. You’ll report this exemption on your tax return. Learn more about this exemption.

See if you qualify for an exemption

Pay the fee if you don’t qualify for an exemption

  • If you chose not to buy health insurance in 2016 and don’t qualify for a health coverage exemption, you may have to pay a penalty with your federal tax return.
  • The penalty is based on your income and how many months you didn’t have coverage. Generally, the higher your income and the more months you didn’t have health insurance, the higher the fee.
  • Learn more about the penalty for not having coverage in 2016.

Health care tax resources

Calculate your penalty

If you had no coverage for only part of 2016

See what to do if: