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2021 taxes & the Health Insurance Marketplaceยฎ

2021 Marketplace plan without premium tax credits

You must file a federal tax return for 2021 โ€” even if you usually don't file or your income is below the level requiring you to.

1. Get your Form 1095-A, Health Insurance Marketplaceยฎ Statement

Find it in your HealthCare.gov account โ€” select your 2021 application, then select "Tax Forms" from the menu on the left.
Donโ€™t file your 2021 taxes until you have an accurate 1095-A.

2. Make sure information on your 1095-A is right โ€” and if not, call us

Confirm basic information about your health plan and household members on Parts I and II of the form. Contact the Marketplace Call Center if you find an error.
If you paid full price for your health plan, Part III, column C should be blank or have the number "0".

3. If you paid full price and are sure you don't qualify for a premium tax credit

You donโ€™t have to fill out or include Form 8962, Premium Tax Credit, when you file your federal taxes. Keep your Form 1095-A with your other tax records.

4. If you paid full price and want to see if you qualify for a premium tax credit based on your final 2021 income

  • Use the Health Coverage Tax Tool to find the premium for the
    that applied to you for 2021. (If you paid full price, this information wonโ€™t appear on your 1095-A.)
  • Use this SLCSP figure to fill out Form 8962, Premium Tax Credit (PDF, 110 KB). You'll find out if you qualify for a premium tax credit based on your final 2021 income.
  • If you qualify, your credit will either increase your 2021 refund or reduce your tax owed.

Tax forms and and guides:

More than one coverage status?

If you were enrolled in a Marketplace plan without premium tax credits for only part of 2021, or other household members had different coverage, visit the relevant pages for enrollment in: