Health insurance rights & protections

Protection from employer retaliation

It’s against the law for your employer to fire or retaliate against you because you get a premium tax credit when you buy a health plan in the Marketplace.

It’s also against the law for your employer to fire or retaliate against you if you report violations of the Affordable Care Act’s health insurance reforms to your employer or the government.

These health insurance reforms appear in Title I of the Affordable Care Act. They don’t include the Medicare or Medicaid reforms, and don’t relate to quality of patient care.

You can file a complaint with the U.S. Occupational Safety and Health Administration (OSHA) if you think you were fired or retaliated against because you:

  • Received premium tax credits when you bought a health plan in the Marketplace
  • Reported a violation of the reforms found in Title I of the Affordable Care Act

Visit www.whistleblowers.gov for more information.

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