Whether you need health coverage or have it already, the health care law offers new rights and protections that make coverage fairer and easier to understand.

Some rights and protections apply to plans in the Health Insurance Marketplace or other individual insurance, some apply to job-based plans, and some apply to all health coverage.

Use this guide to learn about your rights and protections today.

How the health care law protects you

In addition to the rights and benefits included in this guide, here are some others:

Learn how to protect yourself from fraud when you apply for health coverage through the Health Insurance Marketplace. You can protect yourself by following a few simple guidelines.

Questions? Call 1-800-318-2596, 24 hours a day, 7 days a week. (TTY: 1-855-889-4325)