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Notice: During the government shutdown, if you have a 2025 health insurance plan, continue using your plan and providers. If you don’t have a plan, you can use this site to apply for and access coverage.

Special enrollment opportunities

Get or change coverage outside of Open Enrollment

If you missed Open Enrollment (November 1-January 15), you may still be able to get health coverage if you qualify for a
or apply for coverage through
or the
.
Check if you qualify

Qualify for a Special Enrollment Period

You may qualify for a Special Enrollment Period due to a 
, like losing other coverage, getting married, having a baby, or based on estimated household income.
To get coverage, you need to apply. Create a Marketplace account (or log into your existing one) to start your application. Before you apply, you can preview plans and prices.
If you already have Marketplace coverage, learn how to report a change. Once you update your application, your Eligibility Results will tell you if you qualify for a Special Enrollment Period to switch plans.
Learn about Special Enrollment Periods.

Apply for Medicaid or the Children’s Health Insurance Program (CHIP)

You can apply for free or low-cost coverage through Medicaid and CHIP any time, all year. If you qualify, you can enroll immediately.
Learn how to apply for Medicaid and CHIP.
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