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People with disabilities

Coverage options for people with disabilities

If you have a special health care need โ€” like if youโ€™re terminally ill, need help with daily activities, get regular care at home or in another community setting, live in a long-term care facility or group home, or have a condition that limits your ability to work โ€” or if you have a disability, you have a number of options for health coverage.
If you currently have Medicaid or Medicare, youโ€™re considered covered under the health care law and donโ€™t need a Marketplace plan.
If you donโ€™t have health coverage, you can fill out a Marketplace application to find out if you qualify for savings on a private health plan or for coverage through Medicaid.
Visit these pages to find information on the following topics.
Under the health care law, plans must cover treatment for pre-existing conditions from the first day of coverage. This applies to coverage through private health plans in the Marketplace, Medicaid, and Medicare. Marketplace plans canโ€™t put annual or lifetime limits on your coverage.