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2018 taxes & the Health Insurance Marketplaceยฎ

No health coverage for 2018

If you werenโ€™t enrolled in
for all or part of 2018, you may have to pay a
with your federal income tax return.
FYI: If you didnโ€™t have health coverage for only 1 or 2 consecutive months of the year, you may not have to pay the fee. Youโ€™ll report this exemption on your tax return. Learn more about this exemption.
You will NOT get Form 1095-A unless you or someone in your household had Marketplace coverage for all or part of 2018.

Find out if you qualify for an exemption from the coverage requirement

Exemptions are available based on a number of situations, including certain hardships, some life events, health coverage or financial status, and membership in some groups.

Pay the fee if you donโ€™t qualify for an exemption

Notice:
This applies for plan years 2018 and earlier. The fee for not having health insurance no longer applies.
  • If you chose not to buy health insurance in 2018 and donโ€™t qualify for a health coverage exemption, you may have to pay a penalty with your federal tax return.
  • The penalty is based on your income and how many months you didnโ€™t have coverage. Generally, the higher your income and the more months you didnโ€™t have health insurance, the higher the fee.

Tax forms and instructions:

Health care tax resources

Calculate your penalty

  • Use the IRS Individual Shared Responsibility Payment Estimator to estimate your fee.
  • Learn how to calculate and make your payment.

More than one coverage status?

If you weren't enrolled in any health coverage for only part of 2018, or other family members had different coverage, visit the relevant pages below.
Learn what to do for:

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