If you weren’t enrolled in qualifying health coverage for all or part of 2018, you may have to pay a fee with your federal income tax return.

You will NOT get Form 1095-A unless you or someone in your household had Marketplace coverage for all or part of 2018.

1. See if you qualify for an exemption from the coverage requirement

• Exemptions are available based on a number of situations, including certain hardships, some life events, health coverage or financial status, and membership in some groups.
• Learn more about health coverage exemptions.
• See if any 2018 exemptions work for you by using our exemptions tool. You can also use our tax tool to get the information needed to claim an affordability exemption.

2. If you don’t qualify for an exemption, pay the fee

• If you did not have health coverage in 2018 and don’t qualify for a health coverage exemption, you may have to pay a penalty when you file your federal tax return.
• Learn more about the penalty for not having coverage.

Tax forms and instructions:

• Form 1040, U.S. Individual Income Tax Return (PDF) and Form 1040 instructions (PDF)

More than one coverage status?

If you weren't enrolled in any health coverage for only part of 2018, or other family members had different coverage, visit the relevant pages below.

See what to do for:

• Enrollment in a Marketplace plan with premium tax credits
• Enrollment in a Marketplace plan without premium tax credits
• Enrollment in job-based coverage
• Enrollment in other coverage