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2020 taxes & the Health Insurance Marketplaceยฎ

How health coverage affects your 2020 federal income tax return

Notice:
If you havenโ€™t filed your 2020 taxes, or filed but failed to โ€œreconcileโ€ your premium tax credit, use the information on these pages. Some links may point to IRS information about filing this yearโ€™s taxes, so read any IRS pages carefully.
You shouldโ€™ve already filed your 2020 taxes, but if you havenโ€™t, you should do so immediately. When you file your taxes for the 2020 tax filing year:
  • Youโ€™ll provide additional information when you file your 2020 federal income tax return.
  • You may have to complete one or two new tax forms.
  • You may have to use a tax tool to find 2020 Silver premiums to complete your tax return.
  • Unlike in past tax years, if you didnโ€™t have coverage during 2020, the fee no longer applies. This means you donโ€™t need an exemption in order to avoid the penalty.

Your 2020 health coverage status

If you havenโ€™t filed 2020 taxes, find the scenario that best applied to your health status in 2020 to get your next steps: