If you’re interested in claiming exemptions for the 2016 tax year only, select the links below.
Note: The links on this page take you to pages about health coverage exemptions that apply for the 2016 tax year.
Planning ahead for exemptions? See exemption information for the 2017 tax year. Your 2017 taxes are due in April 2018.
2016 income-related exemptions
2016 health coverage-related exemptions
2016 group membership exemptions
Other 2016 exemptions
2016 hardship exemptions and forms
In addition to the exemptions above, you may qualify for a “hardship” exemption. Hardships are life situations that keep you from getting health insurance.
To claim a hardship exemption, you must fill out a paper application and mail it to the Marketplace. For details and forms, follow the links below.
Hardships that qualify you for exemptions include:
- You were homeless
- You were evicted in the past 6 months or were facing eviction or foreclosure
- You received a shut-off notice from a utility company
- You recently experienced domestic violence
- You recently experienced the death of a close family member
- You experienced a fire, flood, or other natural or human-caused disaster that caused substantial damage to your property
- You filed for bankruptcy
- You had medical expenses you couldn’t pay that resulted in substantial debt
- You experienced unexpected increases in necessary expenses due to caring for an ill, disabled, or aging family member
- You expect to claim a child as a tax dependent who’s been denied coverage in Medicaid and CHIP, and another person is required by court order to give medical support to the child. In this case, you don't have the pay the penalty for the child.
- As a result of an eligibility appeals decision, you’re eligible for enrollment in a qualified health plan (QHP) through the Marketplace, lower costs on your monthly premiums, or cost-sharing reductions for a time period when you weren’t enrolled in a QHP through the Marketplace
- You were determined ineligible for Medicaid because your state didn’t expand eligibility for Medicaid under the Affordable Care Act
- Your individual insurance plan was canceled and you believe other Marketplace plans are unaffordable
- If you experienced another hardship in obtaining health insurance, download the hardship exemption application and hardship exemption application instructions (PDF).