Exemptions from the requirement to have health insurance

Most people must have qualifying health coverage or pay a fee for the months they don’t have insurance. But if you qualify for a health coverage exemption you don’t need to pay the fee.

Find 2017 health coverage exemptions that may work for you

Answer a few questions to see exemptions that may apply to you. We’ll tell you how to apply for each one.

Looking for exemptions for the 2016 tax year? Visit our 2016 exemptions pages.

3 important facts about health coverage exemptions

  • Exemptions are available based on a number of circumstances, including certain hardships, some life events, health coverage or financial status, and membership in some groups.
  • You claim most health coverage exemptions on your federal tax return. Some require you to fill out and mail an application to the Marketplace.
  • You don’t have to pay the fee for any month you have qualifying health coverage. If you’re uncovered only 1 or 2 months, you don’t have to pay the fee for any month.

Learn more about health coverage exemptions

If you're not exempt: