Enroll in Health Insurance
Change, Update, or Cancel
More Details If You...
Taxes, Fees & Exemptions
Through the 2018 plan year, most people must have qualifying health coverage or pay a fee (sometimes called the “mandate,” “Shared Responsibility Payment,” or “penalty”) for the months they don’t have insurance. But if you qualify for a health coverage exemption you don’t need to pay the fee.
Note: Starting with the 2019 plan year (for which you’ll file taxes in April 2020), the fee no longer applies. If you don’t have coverage during 2019 or later, you don’t need an exemption in order to avoid the penalty.
Find 2018 health coverage exemptions that may work for you
Answer a few questions to see exemptions that may apply to you for the 2018 plan year. We’ll tell you how to apply for each one.
If you're not exempt: