How to apply & enroll
More info
- Get ready to apply for health coverage
- Ways to apply for health insurance
- Preview health insurance plans & prices
- Get help applying for health insurance
- How to apply if your income is too high for tax credits
- Complete your enrollment & pay your first premium
- Changing plans after you’re enrolled
- Premium payments, grace periods & termination
Changing plans after you’re enrolled
How to change plans with a Special Enrollment Period
- Log in to your Marketplace account.
- Choose your active application under "Your Existing Applications."
- Select "Report a Life Change" from the left-hand menu.
- Review the list of changes, and select "Report a Life Change" to get started.
- Select the kind of change you want to report.
- Go through the application to report your change. If your new eligibility results show that you qualify for a Special Enrollment Period, you can then shop for plans and enroll in a different one.
- Complete all required steps on your online To-Do list. Depending on your eligibility, you may have options to enter your tax credit amount or answer questions about enrollment preferences. Finish the "Final Review" task to complete your update or new enrollment.
How to cancel your insurance plan without replacing it
You can cancel your Marketplace plan any time, but there are important things to consider:
- No one plans to get sick or hurt, but bad things happen — even to healthy people. Having medical debt can really limit your options. If you're paying for every medical service yourself, you may make some health care decisions based on money instead of what's best for your health.
- Learn more about the benefits of health coverage.