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How to apply & enroll

Get help applying for health insurance

Warning:
Get ready for Open Enrollment
 
Starting November 1, you can apply for 2025 coverage or update your application with any changes you expect for the year ahead. Get ready now.
You can get help applying and enrolling in a Marketplace plan (with any cost savings you qualify for) 3 ways: by phone, with an in-person
, or with an
.
When you submit your Marketplace application, we’ll also check if you might qualify for free or low-cost coverage through
or the
. If it looks like anyone in your household qualifies, we’ll send your information to your state agency. They’ll contact you about enrollment.

By phone

Contact the Marketplace Call Center. Get free, non-biased personal help. Call to ask a question, start or finish an application, compare plans, or enroll. Available every day, except certain holidays, and in other languages.

In-person help in your community

Find local help. Search by your city and state or ZIP code to get a list of local people and organizations who can help you apply, pick a plan, and enroll. Some offer help in languages other than English, other specialized services, or in-person help.

Health insurance agents & brokers

Agents and brokers can help you enroll through the Marketplace or handle the whole process. They may be paid a commission by health insurance plans when they help enroll you in a plan. Search for someone near you or have them contact you.

Help prevent fraud

Warning:
Protect your personal information
Never share your information to anyone offering cash, gifts, or other perks. Information you share could be used without your consent.

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