When you apply for health insurance you can get help 3 ways: by phone, with an in-person assister, or from an agent or broker.

Open Enrollment for 2017 starts November 1, 2016.

By phone

Marketplace Call Center. Call to ask a question, start or finish an application, compare plans, or enroll. Available 24/7 every day, except certain holidays.

In-person help in your community

Find local help. Search by your city and state or ZIP code to see a list of local people and organizations who can help you apply, pick a plan, and enroll. Some offer help in languages other than English, other specialized services, or in-person help.

Health insurance agents and brokers

Agents and brokers can help you enroll through the Health Insurance Marketplace or handle the whole process. Search for health insurance agents and brokers near you using our Find Local Help tool.

IMPORTANT: Get tax credits only with a Marketplace plan

No matter who helps you, you can get premium tax credits and other savings ONLY if you enroll in a Marketplace plan. If you qualify for savings, make sure your agent or broker knows to enroll you in a Marketplace plan.

Help prevent fraud

Learn how to protect yourself from fraud when you apply through the Health Insurance Marketplace.