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How to apply & enroll

Get help applying for health insurance

You can get help applying and enrolling in a Marketplace plan (with any cost savings you qualify for) 3 ways: by phone, with an in-person assister, or with an agent/broker.
When you submit your Marketplace application, weโ€™ll also check if you might qualify for free or low-cost coverage through
or the
. If it looks like anyone in your household qualifies, weโ€™ll send your information to your state agency. Theyโ€™ll contact you about enrollment.

By phone

Contact the Marketplace Call Center. Call to ask a question, start or finish an application, compare plans, or enroll. Available every day, except certain holidays.

In-person help in your community

Find local help. Search by your city and state or ZIP code to get a list of local people and organizations who can help you apply, pick a plan, and enroll. Some offer help in languages other than English, other specialized services, or in-person help.

Health insurance agents & brokers

can help you enroll through the Marketplace or handle the whole process. Search for someone near you or have them contact you.
Savings available only with Marketplace coverage
No matter who helps you, if you qualify for savings, you can get the premium tax credit and
ONLY if you enroll in a Marketplace plan. Make sure your agent or broker knows this. You'll need to enroll in a Silver plan to get the extra savings. Learn more about Silver plans.

Help prevent fraud

Learn how to protect yourself from fraud when you apply through the Marketplace.