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Still need health coverage for 2021?
Open Enrollment for 2022 runs Monday, November 1, 2021–Saturday, January 15, 2022. Enroll by December 15, 2021 for coverage that starts January 1, 2022.
If you still need coverage for the rest of 2021:
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- See if you qualify for a Special Enrollment Period due to a life event, like losing other coverage, moving, getting married, or having a baby. You may also be able to enroll now if you got or were approved to get unemployment compensation in 2021. (The Marketplace will follow up with you shortly after you submit your application if you’re eligible for this Special Enrollment Period.) If eligible, you may qualify for help paying for coverage, even if you weren’t eligible in the past. Learn more about lower costs.
- See if you qualify for Medicaid or the Children's Health Insurance Program (CHIP). You can apply for these programs any time.
If you're not eligible for lower costs on a health plan because your income is too high, you can still buy health coverage through the Health Insurance Marketplace®.
You can also get insurance other ways — through a private insurance company, an online insurance seller, or an agent/broker.
Quick check: See if you may save
Don't qualify for savings? Other ways to buy a health plan
- Directly from an insurance company. You can contact any health insurance company and see plans available in your area. Many have websites that let you compare all plans they sell.
- Through an insurance agent/broker. Generally, agents work for a single health insurance company, while brokers sell plans from several. Both can help you compare plans and enroll. You don't pay more by using an agent/broker. They're generally paid by the insurance company whose plans they sell. They may sell only certain companies' plans. Search for health insurance agents and brokers near you using our Find Local Help tool.
- From an online health insurance seller. These services offer health plans from a number of insurance companies. They let you compare prices and features and then enroll with the insurance company. They may not offer all plans available in your area.