New baby? See your health insurance options

Published on August 8, 2019

If you or anyone in your household had a baby or adopted a child within the past 60 days, you may qualify for a
Special Enrollment Period
to enroll in or change Marketplace health insurance for the rest of 2019.
Image: {New parents fold baby clothes"}

How to apply with a Special Enrollment Period

  • New to HealthCare.gov? Create an account to fill out an application for the first time.
  • Already have Marketplace coverage? Log in to update your existing 2019 application.

When will coverage start?

When you enroll in or change plans with a Special Enrollment Period, your new health coverage can start the day your baby is born or adopted, even if you enroll in the plan up to 60 days afterward.
Note: If you adopted, you may need to submit documents, like adoption letters or records, showing the name of the person who became a dependent and the date they became one.
See the other ways you may be able to get coverage outside Open Enrollment.