August 10, 2017
Don't worry: Marketplace insurance covers pre-existing conditions
Did you know that no insurance plan can reject you, charge you more, or refuse to pay for essential health benefits for a pre-existing condition?
What's a pre-existing condition?
- A pre-existing condition is a health problem you had before the date that your new health coverage starts.
- Epilepsy, cancer, diabetes, lupus, sleep apnea, and pregnancy are all examples of pre-existing conditions.
Is my health coverage affected by my pre-existing condition?
- No. Treatment for any pre-existing medical condition is covered from the day your coverage began.
- Once you’re enrolled, your plan can’t deny you coverage or raise your rates based only on your health.
- Marketplace plans can't put annual or lifetime limits on your coverage.
What if I'm pregnant?
- If you were pregnant before you applied, your insurance plan can't reject you or charge you more because of your pregnancy.
- Once you're enrolled, your pregnancy and childbirth are covered from the day your plan starts.
Learn more about pre-existing condition coverage.