If you lose your job-based health insurance, you have 2 main options for health insurance coverage: a Marketplace plan or COBRA continuation coverage.
If you leave your job for any reason and lose your job-based coverage, you can choose to buy coverage from the Marketplace. This is true even if you leave your job outside the annual Marketplace Open Enrollment Period. Losing job-based coverage qualifies you for a Special Enrollment Period that allows you to buy insurance outside the regular Open Enrollment period.
You may be able to keep your job-based plan through COBRA continuation coverage. COBRA is a federal law that may let you pay to keep you and your family on your employee health insurance for a limited time (usually 18 months) after your employment ends or you otherwise lose coverage.
Learn more about your options for changing to a Marketplace plan if you have COBRA continuation coverage.
This is true no matter what your employment status is.