If you lose your job-based health insurance, you have 2 main options:
If you leave your job for any reason and lose your job-based coverage, you can choose to buy a Marketplace plan. Losing job-based coverage is a qualifying life event that allows you to enroll in a plan with a Special Enrollment Period. This means you can buy insurance outside the annual Open Enrollment Period.
Your coverage can take effect as soon as the first day of the month after you lose your insurance.
You may be able to keep your job-based health plan through COBRA continuation coverage. COBRA is a federal law that may let you pay to stay on your employee health insurance for a limited time (usually 18 months) after your job ends.
If you already have COBRA coverage, learn if you can switch from COBRA to a Marketplace health plan.
This is true no matter what your employment status is.