How to make updates when your income or household change

Reporting income & household changes after you're enrolled

Enrolled in a 2017 health plan? Report household or income changes ASAP.

If you’re enrolled in 2017 insurance and your expected income or household information change – like if you get a job, have a baby, marry or divorce, or get a new offer of health coverage – you should update your application as soon as possible.

If you report changes by January 31, you can pick a new plan based on your updated information – or for any other reason.

See which changes to report.

Why it’s important to update your application immediately

  • If your income estimate goes up or you lose a household member:
    • You may qualify for less savings than you’re getting now. If you don’t report the change, you could have to pay money back when you file your federal tax return.
  • If your income estimate goes down or you gain a household member:

See how your savings may change

Use this tool from the IRS to see how income and household changes can affect your savings.

If you need to cancel your plan

Some changes — like starting Medicare coverage or getting a job-based insurance offer — require you to cancel your Marketplace plan. Or you may want to cancel coverage for another reason.

When and how to end your Marketplace plan depends on your situation. Learn how to cancel your plan.