Update your coverage for 2016 — or prepare to update for 2017
- Reporting changes for your 2016 coverage: If you’re enrolled in a 2016 Marketplace plan and have had changes to your income or household, you should update your 2016 application as soon as possible. Your updates will affect your 2016 plan. These pages explain how to do that.
- Updating your application for 2017: Starting November 1, you can log in to HealthCare.gov and update your 2017 application with any income or household changes you expect for the year ahead and enroll in a 2017 plan. Learn how to get ready for 2017 Open Enrollment.
If you’re enrolled in a Marketplace plan for 2016 and your income or household change, you should report the changes as soon as possible.
These changes — like higher or lower income, adding or losing household members, or getting offers of other health coverage — may affect the coverage or savings you’re eligible for.
Want a better idea of how your savings may change? Use this tool from the IRS to estimate how your premium tax credit will change if your income or family size change.
Sometimes you experience a change — like starting Medicare coverage or getting a job-based plan — that requires you to cancel your Marketplace plan altogether. Or you may just want to cancel for another reason. Note: You can cancel coverage for just some people or for everyone.
If you want to cancel your plan without replacing it, keep in mind: