Update your coverage for 2016 — or prepare to update for 2017

If you have a 2016 Marketplace plan and experience changes, update your 2016 application ASAP. These pages explain how to do that.

Note: Starting November 1, you’ll update your 2017 application with any changes you expect for the year ahead.

You should report the changes listed below to the Marketplace as soon as possible:

  • Certain changes may qualify you for a Special Enrollment Period, allowing you to change plans outside Open Enrollment. In most cases, you have 60 days from the event to change or update your coverage.
  • If you don’t qualify for a Special Enrollment Period, the changes may affect the premium tax credit and other coverage options you may qualify for. Get an idea of how your premium tax credit may change if your income or family size change by using this quick tool.

Changes to report

  • Changes to income
  • Changes in health coverage:
    • Someone in your household getting an offer of job-based coverage, even if they don’t enroll in it
    • Someone in your household getting coverage from a public program like Medicaid, CHIP, or Medicare
  • Someone in your household losing coverage, like job-based coverage or Medicaid
  • Changes to your household or individual members:
    • Birth or adoption
    • Placing a child for adoption or foster care
    • Becoming pregnant
    • Marriage or divorce
    • A child on your plan turning 26
    • Death
    • Gaining or losing a dependent some other way
    • Moving to a permanent address in your state. Note: Don’t update your application if you move out of state. See what to do when you move out of state.
  • Correction to name, date of birth, or Social Security number
  • Changes in status:
    • Change in disability status
    • Change of tax filing status
    • Change of citizenship or immigration status
    • Change in status as an American Indian/Alaska Native or tribal member
    • Incarceration or release from incarceration

How to report these changes

See how to report these changes to the Marketplace.