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2019 taxes & the Health Insurance Marketplaceยฎ

No health coverage for 2019

Unlike in past tax years, if you didnโ€™t have coverage during 2019, the fee no longer applies. This means you donโ€™t need an exemption in order to avoid the penalty.
Notice:
Important: Some states have their own individual health insurance mandate
If you live in a state that requires you to have health coverage and you donโ€™t have coverage (or an exemption), youโ€™ll be charged a fee when you file your 2019 state taxes. Check with your state or tax preparer.
You will NOT get Form 1095-A unless you or someone in your household had Marketplace coverage for all or part of 2019.

Tax forms and instructions:

Health care tax resources

Calculate your penalty

  • Use the IRS Individual Shared Responsibility Payment Estimator to estimate your fee.
  • Learn how to calculate and make your payment.

More than one coverage status?

If you weren't enrolled in any health coverage for only part of 2019, or other family members had different coverage, visit the relevant pages below.
Learn what to do for: