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Here's how you know

Notice: During the government shutdown, continue using your 2025 health insurance plan and providers. Use this site to apply for and enroll in 2026 coverage during Marketplace Open Enrollment.

If you had job-based health coverage

Depending on the kind of job-based coverage you had (including COBRA or retiree coverage), you may get one of these from your employer or insurance company:
  • Form 1095-B, Health Coverage
  • Form 1095-C, Employer-Provided Health Insurance Offer and Coverage
If you don’t get either form, don’t worry. Some employers don’t provide either form to their employees. You don’t need one to file your taxes.
Notice:
Have coverage through the SHOP Marketplace?
The SHOP Marketplace doesn’t provide 1095 tax forms. Contact your employer or your insurance company with questions.

1. If you get Form 1095-B or Form 1095-C

  • You should have it by mid-March.
  • Read Parts II and IV on Form 1095-B or Parts II and III on Form 1095-C to find information about:
    • Your job-based insurance offer and 2024 coverage
    • Covered individuals and the months they had coverage

2. Complete your tax return

Health care tax resources

Tax forms and instructions:

1095-B and 1095-C information

More than one type of coverage?

If you had job-based coverage for only part of 2024, or other household members had different coverage, select the other coverage: