If you had no health coverage
If you weren’t enrolled in qualifying health coverage for all or part of 2016, you must either claim a health coverage exemption or pay a fee with your federal income tax return.
You will NOT get Form 1095-A unless you or someone in your household had Marketplace coverage for all or part of 2016.
FYI: Uncovered for less than 3 months?
If you didn’t have health coverage for only 1 or 2 consecutive months of the year, you may not have to pay the fee. Learn more about this exemption.
See if you qualify for an exemption from the coverage requirement
If you don’t qualify for an exemption, pay the fee
- If you did not have health coverage in 2016 and don’t qualify for a health coverage exemption, you may have to pay a penalty when you file your federal tax return.
- The penalty for 2016 is 2.5% of your household income or $695 per adult ($347.50 per child), whichever is higher.
- Your penalty is based on your income and how many months you didn’t have coverage. Generally, the higher your income and the more months you didn’t have health insurance, the higher the fee.
- Learn more about the penalty for not having coverage in 2016.
Health care tax resources
Calculate your penalty
Tax forms and instructions:
More than one coverage status?
If you weren't enrolled in any health coverage for only part of 2016, or other family members had different coverage, visit the relevant pages below.
See what to do for: