If you had a Marketplace plan with the premium tax credit
1. Find your Form 1095-A, Health Insurance Marketplace® Statement
- Log into your account (select your 2024 application, not your 2025 application, and select "Tax Forms"). You’ll also get a copy by mail.
- Don’t file your 2024 taxes until you have an accurate 1095-A.
- Learn how to find and use your 1095-A.
2. Make sure your 1095-A is correct — and if not, call us
- Confirm basic information about your health plan and household members on Parts I and II of the form. Find errors? Contact the Marketplace Call Center.
- Make sure the premium for your premium is correct. Learn how to check your SLCSP.
- If it’s not, use our tax tool to get your SLCSP.
3. Fill out Form 8962 to "reconcile"
- Use the information from your 1095-A to fill out Form 8962, Premium Tax Credit.
- Use Form 8962 to “” your premium tax credit — compare the amount you used in 2024 to lower your monthly plan premium with the actual premium tax credit you qualify for based on your final 2024 income. Any difference will affect your refund or tax owed.
- Get a step-by-step guide to reconciling your premium tax credit.
4. Attach Form 8962 when you file your federal tax return
- But don't attach your 1095-A. Keep it with your other tax documents.
Health care tax resources
Tax guides and tools
- Guide to using Form 1095-A
- IRS information on Form 1095-A
- Step-by-step guide to reconciling your premium tax credit
- Health coverage tax tool (use only if your second lower cost Silver plan is missing or wrong)
- Find help preparing and filing your taxes.
- Protect yourself from tax scams.
Tax forms & instructions
- Form 1040, U.S. Individual Income Tax Return (PDF, 159 KB) and Form 1040 instructions (PDF, 4.2 MB)
More than one type of coverage?
If you had a Marketplace plan with the premium tax credit for only part of 2024, or other household members had different coverage, select the other coverage: