People under 30

Getting covered if you’re under 30

Notice:
Still need health insurance?
You can get health coverage for the rest of the year if you qualify for:
  • A
    Special Enrollment Period
    due to a recent
    life event
    , like losing other coverage, moving, getting married, or having a baby.
  • Medicaid
    , the
    Children’s Health Insurance Program (CHIP)
    , or a new Special Enrollment Period based on estimated household income.

Getting or staying on a parent’s plan

Buying your own insurance plan

  • Depending on your situation, you may be eligible for savings based on your income. You can pick a "Catastrophic" health plan — a way to protect yourself mainly from worst-case scenarios.
  • One catch: If someone claims you as a tax dependent, you can buy a plan through the Marketplace but won't qualify for savings based on your income.

Student health plans

  • If you're in school, you may be able to enroll in a student health plan — and meet the requirement for having coverage under the health care law.

Medicaid and CHIP

  • If your income is low or you have certain life situations, you could qualify for free or low-cost coverage through Medicaid.
  • If your state has expanded Medicaid coverage, you can qualify based on your income alone — in many states that have expanded, that's about $17,775 or less for a single person, about $24,040 or less for a married couple with no children. Do a quick check here.
  • In all states, you can qualify based on factors including income, some family situations like pregnancy and having young children, and disability.
  • If you have children, they might qualify for coverage under the Children’s Health Insurance Program (CHIP) — even if you don't qualify for Medicaid.
Fill out a Marketplace application any time of year to find out if you qualify for Medicaid and CHIP. Get started now.