June 07, 2018

Having a baby? You can enroll in or change your health coverage

If you or anyone in your household had a baby or adopted a child within the past 60 days, you may qualify for a Special Enrollment Period. This means you may be able to enroll in or change Marketplace health insurance for the rest of 2018.

How to apply with a Special Enrollment Period

• If you’re new to HealthCare.gov, create an account to fill out an application for the first time.
• If you already have an account, log in to update your existing application with your household change.
• When you enroll in or change plans with a Special Enrollment Period, your new health coverage can start the day your baby is born — even if you enroll in the plan up to 60 days afterward.

More on Special Enrollment Periods

• Having a baby isn’t the only life event that qualifies you to enroll in or change plans outside Open Enrollment.
• See the full list of life changes that can qualify you for a Special Enrollment Period.
• You can also answer a few fast questions to find out if you can enroll in or change a plan.