Having a baby? You can enroll in or change your health coverage

Published on June 7, 2018

If you or anyone in your household had a baby or adopted a child within the past 60 days, you may qualify for a
Special Enrollment Period
. This means you may be able to enroll in or change Marketplace health insurance for the rest of 2018.
Image: {Couple cuddles new baby}

How to apply with a Special Enrollment Period

  • If you’re new to HealthCare.gov, create an account to fill out an application for the first time.
  • If you already have an account, log in to update your existing application with your household change.
  • When you enroll in or change plans with a Special Enrollment Period, your new health coverage can start the day your baby is born — even if you enroll in the plan up to 60 days afterward.

More on Special Enrollment Periods

  • Having a baby isn’t the only
    life event
    that qualifies you to enroll in or change plans outside Open Enrollment.
  • See the full list of life changes that can qualify you for a Special Enrollment Period.
  • You can also answer a few fast questions to find out if you can enroll in or change a plan.