Lose Medicaid or CHIP? Stay covered 4 ways
Published on May 30, 2024
You have health insurance options if you lose Medicaid or Children’s Health Insurance Program (CHIP) coverage.
4 ways to stay covered
1. Get a Marketplace health plan. Most people qualify for savings to lower what they pay for their monthly premium and when they get care.
- You can apply and enroll in a Marketplace plan as early as 60 days before your Medicaid or CHIP coverage ends to avoid a gap in coverage.
- From March 31, 2023 – November 30, 2024, you can apply for a Marketplace plan any time after your Medicaid or CHIP coverage ends. You have 60 days after submitting your application to enroll in a plan. Your coverage starts the month after you complete your enrollment.
2. Re-apply for Medicaid or CHIP through your state. You may still qualify.
3. Decide between a job-based plan or Marketplace coverage, if your employer offers health insurance.
4. Sign up for Medicare, if you qualify (like if you’re 65 or older).