If you and your dependents had qualifying health coverage for all months of 2014 from a source other than the Health Insurance Marketplace, you’ll just need to check a box on your federal income tax form. You shouldn’t have received a Form 1095-A. You don’t need to fill out any new forms.

Qualifying coverage under the health care law is known as “minimum essential coverage.”

If you had qualifying health coverage for all of 2014, you don’t have to pay the fee that people without coverage might have to pay. You don’t need an exemption from the fee. You’re considered covered under the health care law.

Types of qualifying health coverage

If you're covered by any of the following types of plans, you're considered covered under the health care law and don't have to pay a penalty or get a health coverage exemption.

See a more detailed list of types of plans that do and don’t count as qualifying health coverage from the IRS.

Health plans that don't count as coverage

Some products that help pay for medical services don't count as qualifying health coverage. If you have only this kind of product, you may have to pay the fee. Examples include:

  • Coverage only for vision care or dental care
  • Workers' compensation
  • Coverage only for a specific disease or condition
  • Plans that offer only discounts on medical services