Skip to main content

An official website of the United States government

Here's how you know

People under 30

Getting covered if you’re under 30

If you’re under 30, you have several choices for health coverage as a young adult:

Getting or staying on a parent’s plan

Buying your own insurance plan

  • Depending on your situation, you may be eligible for savings based on your income. You can pick a "Catastrophic" health plan — a way to protect yourself mainly from worst-case scenarios.
  • One catch: If someone claims you as a tax dependent, you can buy a plan through the Marketplace but won't qualify for savings based on your income.

Student health plans

  • If you're in school, you may be able to enroll in a student health plan — and meet the requirement for having coverage under the health care law.

Medicaid & CHIP

  • If your income is low or you have certain life situations, you could qualify for free or low-cost coverage through Medicaid.
  • In all states, you can qualify based on factors including income, some family situations like pregnancy and having young children, and disability.
  • If your state has expanded Medicaid coverage, you can qualify based on your income alone. Check if you might qualify.
  • If you have children, they might qualify for coverage under the Children’s Health Insurance Program (CHIP) — even if you don't qualify for Medicaid.
Fill out a Marketplace application any time of year to find out if you qualify for Medicaid and CHIP. Get started now.

You are leaving HealthCare.gov

You're about to connect to a third-party site. Select Continue to proceed or Cancel to stay on this site.

Learn more about links to third-party sites - null